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Mutual Fund Calculator

Plan your mutual fund investments – Lump Sum or SIP. Estimate future value, total returns, and the impact of expense ratios.

Investment Details

12%
1%
💡 Even a 1% difference in expense ratio can reduce your final corpus by 20-30% over long periods. Always prefer Direct plans.

Mutual Fund Report

16/4/2026

Total Invested

₹1,00,000

Total Returns

₹2,10,585

Maturity Value

₹3,10,585

Lump Sum ₹1,00,000 for 10 years @ 12% p.a.

Wealth Growth Over Time

Investment Breakdown

Impact of Expense Ratio

You lose ₹26,643 due to 1% expense ratio

Investment Mode:Lump Sum
Annual Return (Gross):12%
Expense Ratio:1%
Effective Return (Net):11.00%
Total Invested:₹1,00,000
Total Returns (Gross):₹2,10,585
Final Maturity:₹3,10,585

Complete Guide to Mutual Fund Calculator

A Mutual Fund Calculator helps you estimate future value of your investments. Use it to plan for retirement, child education, or any financial goal.

Frequently Asked Questions

Q1. Is the mutual fund calculator accurate?

Yes, it uses standard formulas. Actual returns vary with market performance.

Q2. What is a good expected return?

Equity: 12-15%, Debt: 6-9%, Hybrid: 9-12% (historical).

Q3. Direct vs Regular – which is better?

Direct plans have lower expense ratios, hence better long-term returns.

Q4. How to download report?

Click "Download PDF Report" – the PDF includes all charts and data.

*Disclaimer: Past performance does not guarantee future returns. Please consult a financial advisor.